How to Finance a Breast Augmentation Procedure?

How to Finance a Breast Augmentation Procedure?

Women often want a breast augmentation surgery for several years before they have the surgery. So, why are women putting breast augmentation? While there are personal reasons, one of the primary factors is the cost of the surgery. Health insurance rarely covers breast augmentation surgery. Therefore, women either have to pay out of pocket or finance the surgery.

Breast augmentation financing is subject to all other types of credit and financing. Not all patients will get approved. Due to this, patients often wait to have surgery to save or explore breast surgery payment plan/options. The average breast enlargement cost is about $7,000.

Unfortunately, for most patients health insurance is not an option when financing breast augmentation. This is because the procedure is considered both cosmetic and elective. However, there are rare circumstances when breast augmentation may be covered. This is generally when a patient undergoes breast augmentation after mastectomy or due to a significant deformity or injury to the breasts.

If a patient is eligible for a breast augmentation with insurance, finding a surgeon to perform the procedure may be difficult. Not all plastic and cosmetic surgeons take insurance for such procedures. Though, more surgeons are beginning to offer this financial option for reconstructive breast surgery.

Breast Augmentation Financing Options

To help patients get the surgery they want when they want, plastic surgeons offer multiple breast augmentation financing options. For example, CareCredit is one of the largest providers of breast surgery payment plans. They offer several different interest rates and timeframes for repayment. Sarasota Surgical Arts offers CareCredit plastic surgery financing. Additionally, CareCredit acts similarly to a credit card, but with a predetermined loan amount. Patients have several options to explore within CareCredit.

Another option Sarasota Surgical Arts offers is Lending USA cosmetic surgery financing. They offer another outlet for financing via a loan. Lending USA often offers promotional no interest rates. Lending USA is one of the top loan providers in the country. If not accepted by one, patients are welcome to apply to the other.

Patients are always welcome to pay out of pocket. In these cases, cash or check are preferred. However, plastic surgeons understand that most of their patients cannot pay this way. Thus, they provide multiple means of payment and financing. Different companies often have different requirements, particularly when it comes to credit score, income, etc. Patients who get denied by the first company can try another that the surgeon accepts. Individual practices may also offer certain internal financing options for patients denied by outside companies. However, this varies between plastic surgery practices. Sarasota Surgical Arts does not offer in-house financing.

A Road to a Better You

Money and financing should not hold a patient back from getting the breasts they desire and improving their overall quality of life. Achieve the best version of yourself without having to wait years to save enough money. Schedule an initial consultation at Sarasota Surgical Arts for proper guidance about financing and payment options for breast surgery financing.